Flu Season ‘Worse Than Average,’ Officials Say

This year’s flu season is shaping up to be “worse than average and particularly bad for the elderly,” Dr. Thomas R. Frieden, the nation’s top federal disease-control official, said Friday.

But the season appears to have peaked, added Dr. Frieden, the director of the Centers for Disease Control and Prevention, with new cases declining over most of the nation except for the far West.

Spot shortages of flu vaccine and flu-fighting medicine are occurring, but that reflects uneven distribution, not a supply crisis, federal officials said. They urged people seeking flu shots to consult flu.gov and doctors to check preventinfluenza.org for suppliers.

Vaccine-makers will ultimately be able to deliver 145 million doses, 10 million more than projected earlier, the officials said. The Food and Drug Administration has allowed the maker of Tamiflu to release 2 million doses it had in storage.

The older Tamiflu is perfectly good, said Dr. Margaret A. Hamburg, the commissioner of the F.D.A., who joined Dr. Frieden on a telephone news conference. “It’s not outdated, it just has older labeling,” she said. “Repackaging it would take weeks,” she added, so her agency told the company not to bother.

Weekly recorded deaths from flu and pneumonia are still rising, and are well above the “epidemic” curve for the first time. But how severe a season ultimately proves depends on how long high weekly death rates persists. Flu deaths often aren’t recorded until March or April, well after new infections taper off.

Dr. Frieden said the season appeared to resemble the “moderately severe” season of 2003-2004, which also had an early start and was dominated by an H3N2 strain. In such seasons, 90 percent of all deaths occur among those over 65. Flu hospitalization rates are “quite high” now, Dr. Frieden said, and most of those hospitalized are elderly.

Last year’s flu season was unusually mild. At the end of the season last year, 34 children had died.

So far this year, the C.D.C.'s count of pediatric flu deaths, which includes premature infants and teenagers up to age 17 — has risen to 29, although this is acknowledged to be an undercount as it is only of lab-confirmed influenza cases reported to the agency.

Henry L. Niman, a flu-watcher who follows state death registries and news reports, counts about 40 pediatric deaths so far and predicted that the total would ultimately be close to the 153 of the 2003-04 season, but much less than in the 2009-2010 “swine flu” pandemic, when 282 children died. That flu was a strain never seen before and many more children caught it. The elderly had surprising resistance to getting it, presumably because similar flus that circulated 40 or more years ago had given them some immunity. But among those elderly who did catch it, the death rates were high.

Dr. Frieden suggested that the elderly avoid contact with sick children. “Having a grandparent baby-sit a sick child may not be a good idea,” he said.

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Your Money: Finding Investment Advice for More Modest Retirement Accounts

If you’re perfectly capable of running your own retirement savings, selecting the right mix of low-cost investments, rebalancing at the right time and not buying and selling out of fear or greed, then good for you.

But the majority of people — maybe the vast majority — are not like that. They may be smart enough to do the right thing, in theory, but they forget or slip up or are taken in by well-meaning friends bearing stock tips or annuity-peddling scoundrels who make nice to them over free steak dinners.

For people with more than $500,000 or so to invest, finding first-class help is hard but not impossible. If you have more than $1 million, you’ll have your choice of many of the best financial advisers in town. But until recently, it was tough for people with a few hundred thousand dollars or less to find reasonably priced assistance, especially if they were insistent on putting money in the kind of low-cost investments that would not pay a commission or other fee to the person helping them.

On Friday, the latest entrant in an increasingly crowded field of services trying to serve this customer is introducing its offering, which is called Rebalance IRA. As the name suggests, it exists only to help you with your Individual Retirement Account, perhaps one that you’ll fill with money that’s been sitting around in several 401(k) or similar accounts at previous employers.

Rebalance IRA representatives will talk with you about your goals, invest your money in a low-cost collection of index fundlike exchange-traded funds that don’t try to make big bets on individual stocks, and rebalance the investments when necessary. In exchange, you agree to hand over one half of 1 percent of your assets each year, with a minimum annual fee of $500.

The company’s single-minded focus on retirement savings is somewhat narrow, but it makes sense given how much money is at stake and how badly many people mess things up when they do it on their own.

There is more money in I.R.A.’s than in any other type of retirement vehicle, according to estimates from the Investment Company Institute. I.R.A. balances totaled $5.3 trillion at the end of the third quarter of 2012. That’s more than the $5 trillion in 401(k), 403(b) and other similar plans; the $4.8 trillion in government retirement plans; and the $2.6 trillion in traditional pensions.

According to the Department of Labor, the professionals who run pension plans earned an 8.3 percent annual return from 1991 to 2010. People fending for themselves in 401(k) and similar plans earned 7.2 percent. Nationwide I.R.A. performance figures are more scarce, though one 2006 study by the Center for Retirement Research put the figure for 1998 to 2003 at 3.8 percent annually, roughly 2 to 3 percentage points worse than pension fund managers and 401(k) investors did during that same period.

These numbers are a bit squishy, given that pensions often make bets in markets that 401(k) investors can’t access and the high fees that many 401(k) participants pay that pension managers don’t. Still, there are about a thousand reasons plenty of do-it-yourselfers (who, after all, did not volunteer to manage their retirement money) would be likely to get worse returns than, say, pension managers.

To start with, large numbers of people make extreme bets. At Vanguard, 10 percent of retirement plan participants invested only in stocks in 2011, while 8 percent had no stocks at all. At least this is better than 2004, when 35 percent of its customers were that far out of balance. Then, there are the emotional challenges. To stick with the mix of investments you’ve selected, you need to sell things that have done well and buy investments that have lagged recently. That’s hard to do.

Then there’s the grab bag of other feelings. The bad experience with a broker you may have had in the past. The spouse who may scold you for doing the wrong thing. The fear that may have caused you to bail out in early 2009 or the greed that has you pouring money into stocks today, now that they’re looking up again. This can be intensely hazardous to your long-term financial health.

All of this should be self-evident, but because we’re playing on the field of emotions, it isn’t. Still, it wasn’t immediately obvious to Mitch Tuchman, the man behind Rebalance IRA, who started a service for do-it-yourself index investors called MarketRiders in 2008.

A former software entrepreneur, Mr. Tuchman had a midlife conversion to passive investing and not trying to beat the market, and he wanted to help others invest in the same way. “We thought we could build such great software that we could turn everyone into a do-it-yourselfer,” he said. “And people said they didn’t have time or they didn’t care to do it themselves.”

MarketRiders charges subscribers $150 a year for instructions on how to adjust their portfolios and when, and it will continue to exist. But Mr. Tuchman, who had also started managing millions of dollars on the side for friends and family who simply could not be bothered to do it themselves, eventually realized that his sideline was where the real mass-market opportunity lay.

So why would you let this guy handle your money? It’s a perfectly reasonable question, and plenty of start-ups in the money management space don’t do a particularly good job of answering it.

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'Dear Abby' advice columnist Pauline Phillips dies at 94

Pauline Friedman Phillips, who as Abigail Van Buren -- "Dear Abby" — for more than 40 years dispensed advice to newspaper readers worldwide on everything from snoring spouses to living wills, has died. She was 94.

Phillips died Wednesday in Minneapolis after a long battle with Alzheimer's disease, according to a statement from Universal Uclick syndicate.

The youngest of four daughters of Russian immigrants, Pauline Esther Friedman and her identical twin, Esther Pauline, who became advice columnist Ann Landers, were born in Sioux City, Iowa, on July 4, 1918. Phillips once said that as children, “We thought all those firecrackers and skyrockets were just for us.”

Perhaps those pyrotechnics were a harbinger of things to come for the vivacious, popular Friedman twins — "Popo” and “Eppie” — who were destined to become two of the most famous and influential women of their generation.

For 71 years, she was married to Morton B. Phillips, scion of the National Pressure Cooker Co. (Presto). From an office in their Beverly Hills home, she continued to edit the column into her 80s, although in later years daughter Jeanne Phillips  took over much of the writing.

“I started out editing her,” Jeanne Phillips said in 1999, “and now she edits me.” She plans to “continue the good work my mother started as long as I'm able. It provides a service people absolutely need.”

The improbable saga of “Dear Abby” began in 1955 when Phillips was an affluent homemaker in Hillsborough, Calif., with time on her hands, doing volunteer work and playing mah-jongg. Her twin, who'd just been hired by the Chicago Sun-Times Syndicate to take over the Ann Landers column, began forwarding some of her letters to her for replies.

Always extremely close, the sisters were thrilled to be collaborating on an advice column.

Phillips soon started her own advice column for the San Francisco Chronicle.

Her twin sister died in 2002.

A full obituary will follow at latimes.com/obits.

-- Beverly Beyette

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Amazon MP3 Store Comes to iOS — Without the In-App Purchase Tax

In an effort to side-step Apple’s native iOS app restrictions and its 30 percent fee structure for in-app purchases, Amazon has come up with a new strategy to better sell MP3s to customers with iPhones.

The workaround is quite simple: it uses the open web.

On Thursday, Amazon announced that the Amazon MP3 Store has been optimized for Safari on the iPhone and iPod Touch. Amazon customers with these Apple mobiles can now easily browse and purchase any of the 22 million-plus songs in the company’s online web store. After purchase, the MP3s can be listened to and downloaded via the Amazon Cloud Player iOS app.

Apple still doesn’t allow third-party access to the iOS Music app, so you won’t be able to throw these songs directly into your iPhone’s main music library, but you can always sync the songs that way using iTunes on the desktop.

By using a mobile site instead of a native app for the Amazon MP3 Store, the online retailer has circumvented paying Apple a 30-percent cut of in-app music sales. It also gives Amazon complete control over updates to the Amazon MP3 Store experience on iOS. Previous to Thursday’s update, iPhone customers could browse the store and buy MP3s, but only through the full website, and the experience was clunky. Amazon’s new MP3 site is fully optimized for Apple’s smallest mobile screens.

Apple’s vice-like grip on music sales for the iPhone and iPod touch continues to loosen, as this is yet another way to experience music on iOS without going through Apple’s iTunes store — first, with on-demand streaming subscription services like Rhapsody, Spotify and Rdio, and now with Amazon selling MP3s directly to iPhone owners without Apple getting a cut of the proceeds.

According to Steve Boom, vice president of Amazon Music, customers have been keen on for this feature to arrive.

“Since the launch of the Amazon Cloud Player app for iPhone and iPod Touch, a top request from customers has been the ability to buy music from Amazon right from their devices,” Boom said in a statement about Thursday’s launch.

The Amazon’s new MP3 Store for iOS is available now.

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“Diff’rent Strokes” star Conrad Bain dies at 89

LOS ANGELES (Reuters) – Actor Conrad Bain, best known for his role on the 1970s and ’80s television comedy “Diff’rent Strokes” as a wealthy, white New Yorker who adopts two young black boys from Harlem, has died at age 89, his daughter said on Wednesday.

Bain, who starred opposite the young Gary Coleman on the NBC sitcom as his adoptive father, Philip Drummond, died of natural causes at a comfort-care facility in Livermore, California, east of San Francisco, on Monday. He was three weeks shy of his 90th birthday, according to his daughter, Jennifer.

Born in Alberta, Bain served in the Canadian Army during World War Two, became a U.S. citizen in 1946 and went on to a career as an actor on Broadway and television. He often played erudite, professional characters such as lawyers, executives, politicians or doctors.

Following a recurring role on the daytime vampire drama “Dark Shadows” as an innkeeper, Bain broke into prime-time comedy with a supporting role on Norman Lear‘s “All in the Family” spin-off “Maude,” which starred Bea Arthur in the title role.

On “Maude,” Bain played a conservative physician and next-door neighbor, Dr. Arthur Harmon, who was frequently at political odds with the outspokenly liberal Maude but was best friends with Maude’s husband, Walter.

At the end of that show’s six-year CBS run in 1978, Bain landed his own sitcom, “Diff’rent Strokes,” in which he played Drummond, a rich, widowed industrialist who takes in the two young sons of his housekeeper after she dies, creating a racially mixed family in an era when depictions of such households were rare on TV.

Joining Drummond’s 13-year-old daughter, Kimberly, and a ditzy new housekeeper, Mrs. Garrett, the two boys, precocious 8-year-old Arnold, played by Coleman, and his quieter 12-year-old brother, Willis, find themselves in the lap of luxury as they adjust to a new life on Park Avenue.

The show ran for eight seasons, 1978-1986, on NBC, and went into wide re-run syndication around the world. Coleman’s oft-repeated line to his brother, “What you talkin’ ’bout, Willis?” became a pop culture catch phrase.

Coleman, who grappled with a series of financial, legal and domestic woes later in life, died in May 2010 at age 42 after suffering a brain hemorrhage.

Bain returned periodically to the stage during the show’s network run and reprised the Philip Drummond role on a 1996 episode of “The Fresh Prince of Bel-Air,” which starred Will Smith as a young rapper from a tough Philadelphia neighborhood who ends up living with wealthy relatives in California.

Bain also briefly co-starred on prime-time TV in the 1987-88 season in the Fox network political comedy “Mr. President,” as the loyal chief of staff to the title character, played by George C. Scott.

Bain is survived by his daughter and two sons, Mark and Kent.

(Reporting by Alex Dobuzinskis; additional reporting and writing by Steve Gorman; Editing by Cynthia Johnston and Dan Grebler)

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Well: Life, Interrupted: Brotherly Love

Life, Interrupted

Suleika Jaouad writes about her experiences as a young adult with cancer.

There are a lot of things about having cancer in your 20s that feel absurd. One of those instances was when I found myself calling my brother Adam on Skype while he was studying abroad in Argentina to tell him that I had just been diagnosed with leukemia and that — no pressure — he was my only hope for a cure.

Today, my brother and I share almost identical DNA, the result of a successful bone marrow transplant I had last April using his healthy stem cells. But Adam and I couldn’t be more different. Like a lot of siblings, we got along swimmingly at one moment and were in each other’s hair the next. My younger brother by two years, he said I was a bossy older sister. I, of course, thought I knew best for my little brother and wanted him to see the world how I did. My brother is quieter, more reflective. I’m a chronic social butterfly who is probably a bit too impulsive and self-serious. I dreamed of dancing in the New York City Ballet, and he imagined himself playing in the N.B.A. While the sounds of the rapper Mos Def blared from Adam’s room growing up, I practiced for concerto competitions. Friends joked that one of us had to be adopted. We even look different, some people say. But really, we’re just siblings like any other.

When I was diagnosed with cancer at age 22, I learned just how much cancer affects families when it affects individuals. My doctors informed me that I had a high-risk form of leukemia and that a bone marrow transplant was my only shot at a cure. ‘Did I have any siblings?’ the doctors asked immediately. That would be my best chance to find a bone marrow match. Suddenly, everyone in our family was leaning on the little brother. He was in his last semester of college, and while his friends were applying to jobs and partying the final weeks of the school year away, he was soon shuttling from upstate New York to New York City for appointments with the transplant doctors.

I’d heard of organ transplants before, but what was a bone marrow transplant? The extent of my knowledge about bone marrow came from French cuisine: the fancy dish occasionally served with a side of toasted baguette.

Jokes aside, I learned that cancer patients become quick studies in the human body and how cancer treatment works. The thought of going through a bone marrow transplant, which in my case called for a life-threatening dose of chemotherapy followed by a total replacement of my body’s bone marrow, was scary enough. But then I learned that finding a donor can be the scariest part of all.

It turns out that not all transplants are created equal. Without a match, the path to a cure becomes much less certain, in many cases even impossible. This is particularly true for minorities and people from mixed ethnic backgrounds, groups that are severely underrepresented in bone marrow registries. As a first generation American, the child of a Swiss mother and Tunisian father, I suddenly found myself in a scary place. My doctors worried that a global, harried search for a bone marrow match would delay critical treatment for my fast-moving leukemia.

That meant that my younger brother was my best hope — but my doctors were careful to measure hope with reality. Siblings are the best chance for a match, but a match only happens about 25 percent of the time.

To our relief, results showed that my brother was a perfect match: a 10-out-of-10 on the donor scale. It was only then that it struck me how lucky I had been. Doctors never said it this way, but without a match, my chances of living through the next year were low. I have met many people since who, after dozens of efforts to encourage potential bone marrow donors to sign up, still have not found a match. Adding your name to the bone marrow registry is quick, easy and painless — you can sign up at marrow.org — and it just takes a swab of a Q-tip to get your DNA. For cancer patients around the world, it could mean a cure.

The bone marrow transplant procedure itself can be dangerous, but it is swift, which makes it feel strangely anti-climactic. On “Day Zero,” my brother’s stem cells dripped into my veins from a hanging I.V. bag, and it was all over in minutes. Doctors tell me that the hardest part of the transplant is recovering from it. I’ve found that to be true, and I’ve also recognized that the same is true for Adam. As I slowly grow stronger, my little brother has assumed a caretaker role in my life. I carry his blood cells — the ones keeping me alive — and he is carrying the responsibility, and often fear and anxiety, of the loving onlooker. He tells me I’m still a bossy older sister. But our relationship is now changed forever. I have to look to him for support and guidance more than I ever have. He’ll always be my little brother, but he’s growing up fast.

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Suleika Jaouad (pronounced su-LAKE-uh ja-WAD) is a 24-year-old writer who lives in New York City. Her column, “Life, Interrupted,” chronicling her experiences as a young adult with cancer, appears regularly on Well. Follow @suleikajaouad on Twitter.

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With Debt to Sell, Troubled Euro Nations Find Willing Buyers

MADRID — January is turning out to be a bumper month for Spain and some of the euro zone economies most in need of debt financing, with governments and companies flooding the market with bonds that have sold at significantly lower interest rates than just a few months ago.

On Thursday, the Spanish Treasury sold €4.5 billion, or $5.9 billion, of debt, including bonds with a maturity of as much as 28 years. The average interest rate paid by Madrid on two-year bonds was 2.71 percent, down from 3.36 percent in December — a level not reached since March of last year.

The interest rate on the benchmark 10-year Spanish bond stood at 5.03 percent Thursday. Last year that rate spiked above 7 percent — a level that many economists believe places an unsustainable burden on governments.

Higher interest rates make it not only more expensive but also more difficult for governments to borrow the money they need. Consistently high borrowing costs helped force Greece, Ireland and Portugal to seek international bailouts.

But the renewed sense of optimism in Spain this week led the government to suggest that the country’s economic recession would not be as deep and prolonged as had been feared. When drafting its 2012 budget, the government had expected the economy to contract 1.5 percent, but officials now expect the final figure for last year to be lower.

“The government is adopting the right measures to overcome the crisis, and these efforts are about to bear fruit,” Foreign Minister José Manuel García-Margallo said at an investment conference here Wednesday. “Foreign investors are coming back.”

But some foreign investors in Mr. García-Margallo’s audience gave a much more cautious reading on the recent market rally, as well as warning that it was too early for talk about an economic turnaround.

“Optimism is the flavor of the day, but perhaps people are overoptimistic,” said Birgitte Olsen, fund manager at Bellevue Asset Management in Zurich. “We’ve now seen some car companies shift their production lines to Spain, but a lot more reforms and work need to be done to return to growth and job creation.”

Still, Ms. Olsen said, “it makes sense for any company that has the opportunity to sell bonds to do it right now.”

Indeed, last year’s trickle of Spanish corporate debt issuance has turned this month into a flow. On Wednesday, Banco Santander sold €1 billion of seven-year bonds at an interest rate of 4 percent. In the first two weeks of January, a handful of other Spanish banks, as well as Telefónica and energy companies including Gas Natural and Red Eléctrica, sold bonds totaling over €7 billion, with most sales heavily oversubscribed.

“The results of some of these Spanish bond issues would have been impossible just three months ago, but it’s unclear to me whether what has now opened is really a long-term window,” said Michael Gierse, a fund manager at Union Investment in Frankfurt, which has €180 billion in assets under management.

The next litmus test for investors, Mr. Gierse said, would come at the end of the month, when the Spanish authorities are expected to lift a ban on the short-selling of all stocks trading on the country’s exchanges. The ban, intended to reduce market volatility, was to be lifted at the end of last October but was then extended by three months to help ailing companies like Banco Popular issue debt. Short-selling lets investors sell borrowed shares in the hope that their price will fall and that they could then be repurchased more cheaply, allowing the investors to pocket the difference.

“Once the short-selling ban gets lifted, we will have a much clearer idea of whether this market rally is for real,” Mr. Gierse said. For now, he added, “I don’t think that investors from outside the euro zone are already back in Spain.”

One reason for such wariness is that investors endured a roller-coaster ride last year.

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Woman held captive in Nordstrom Rack raped 'multiple times'

Prosecutors said one of the five people charged in connection with the take-over robbery at a Nordstrom Rack department store in Westchester raped one of the female hostages.

Prosecutors offered no details. But a district attorney's office spokeswoman said the victim was sexually assaulted "multiple times."

Five charged in Nordstrom Rack take-over robbery

Raymond Sherman Jr., 34, who authorities said was the most violent in the group, was charged with two counts of forcible rape, one count of oral copulation, one count of kidnapping for rape, one count of assault with a deadly weapon and 14 counts of second-degree robbery.

Troy Marsay Hammock, 29, and Everett Oneal Allen, 24, face 14 counts each of second-degree robbery and one count each of assault with a deadly weapon, identified as a knife, according to the Los Angeles County district attorney's office.

Rochelle Monique Sherman, 33; and Paula Roneshia Bradley, 29, were charged with one count each of accessory after the fact.

The complaint also alleges Sherman, who is awaiting extradition from Phoenix, where he was arrested Saturday, used a handgun in the commission of the crimes.

Police have not detailed the roles of the suspects in the robbery and hostage situation. But those in law enforcement familiar with the investigation said there is strong evidence linking the crimes to those charged, including physical evidence and security video.

The incident began about 11 p.m. Thursday at the Promenade at Howard Hughes Center, near the 405 Freeway. Sherman, Hammock and Allen allegedly confronted the employees as they were leaving the store, which had just closed.

As the incident was unfolding, one of the employees called her husband and told him to call 911. The LAPD called a tactical alert and closed off the area around the shopping center. When the police department's SWAT officers arrived, they surrounded the store.

At one point, one of the suspected burglars exited, saw the police and ran back inside. A second suspected burglar walked out with an unidentified woman, saw police and also headed back inside. The officers entered the store at 3:30 a.m. and freed the captives.

At least three of the employees were injured, including at least one woman who was sexually assaulted. Another woman was stabbed in the neck and sustained non-life-threatening injuries, and a third employee was pistol-whipped, police said. LAPD Chief Charlie Beck praised the employees for their bravery and composure.

Beck would not discuss whether the robbers hid in the store or gained entrance after it closed. Nor would he say how long they remained in the store before fleeing in a white SUV, or discuss how much cash was taken in the robbery.

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Video: Discovery of the Spider That Builds Spider Decoys

In December, we reported on a new species of spider discovered in Peru. Tiny, and likely a new member of the genus Cyclosa, the spider builds large, spider-shaped decoys — and vibrates its web, acting as a master puppeteer.

Here is a video shot at the moment the spiders were discovered.

“I don’t know of any potential species discovery that has been caught on video to the same level that this one has been,” said the videographer who goes by Destin, who was accompanying biologist Phil Torres in the Peruvian Amazon. “It’s fun to go back and watch the video because it reminds me of how confused and perplexed we were.”

Indeed, the captured moment of discovery includes the following exchange:

“It’s a tiny spider disguised as a big spider!”

“Shut up.”

Video: Destin of Smarter Every Day/YouTube

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Cotillard named Hasty Pudding Woman of the Year

CAMBRIDGE, Mass. (AP) — Academy Award-winning actress Marion Cotillard (koh-tee-YAR’) has been named the 2013 Harvard University Hasty Pudding Theatricals Woman of the Year.

The French actress, who won the 2007 best actress Oscar for her role in “La Vie En Rose,” will be honored with a parade and roast, and given her ceremonial pudding pot, at Harvard on Jan. 31.

The 37-year-old Cotillard has appeared more recently in “Inception,” ”Contagion” and “The Dark Knight Rises.”

Claire Danes was the woman of the year last year.

The man of the year will be announced at a later date and honored on Feb. 8.

Hasty Pudding Theatricals is the nation’s oldest undergraduate drama troupe. The awards are presented annually to performers who have made a lasting and impressive contribution to entertainment.

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